Some companies offer 100

Our office accepts most insurance plans, and we will be more than happy to complete the claim forms for you . This is a courtesy that we extend to our patients. If you have any questions about your coverage and benefits, please give us a call and we will be happy to help you find the answers.

Annual Maximum - Most Insurance companies have an annual maximum amount of coverage for each patient listed under the insurance policy. This coverage may be changed without notice to patients.
Deductible - The dollar amount the patient pays toward their treatment total before insurance coverage begins.
Eligibility - Eligibility determines who is covered under the insurance policy
Assignment - of insurance is when the patient signs a section of the insurance form, which allows the dentist to receive payment directly from the insurance company, instead of having the patient pay the dentist and then wait for their insurance claim. However, patients are responsible for the "Out of Pocket Portion" at the time of treatment and any treatment that may no longer be a covered expense. Insurance companies now often send payment to the patient. This should be forwarded to the dentist as soon as possible.

Co Payment - or "Out of Pocket Portions" are part of the treatment fee not covered by dental insurance. The insurance company will pay a certain percentage of the treatment, but they rarely cover 100%
Dual Coverage - is when both spouses are covered by different insurance plans. The insurance companies usually coordinate the benefits so that the patient does not receive more than 100% of the cost of treatment.
Exclusions - Many dental services and treatment that are clinically necessary are not covered by dental insurance. These exclusions are usually described in the patient's insurance booklet, but be aware that more treatments are being excluded constantly to reduce costs.